Intrepid Fox was invited to lead a panel on practical challenges of AI transaction for compliance at QUBE NextGen Payments & RegTech Forum in Barcelona. 

Panellists reported time savings of 50 to 60% for compliance teams that have adopted AI tooling. That number is consistent with what we see at Intrepid Fox across our own customer base. 

But the savings are not uniform across all compliance tasks. Some processes compress dramatically. Others resist automation because they depend on judgment, context, or data that is not yet structured enough for agents to handle reliably.

Business customer onboarding came up as the most impactful use case for AI in compliance. This was not surprising. Onboarding sits at the intersection of high volume, high manual effort, and direct revenue impact. Every day a business customer spends in the onboarding queue is a day without revenue for both sides.

The pattern is consistent across payment companies, merchant acquirers, and banks: document collection and validation is where most analyst time is lost, and it is where AI agents can intervene at the point of friction rather than after the fact.